Homeowners in Poquoson County can now file for their homestead exemption online through the official Property Appraiser’s secure portal. This digital system simplifies the application process, reduces errors, and accelerates approval timelines. By claiming this exemption, residents lower the assessed value of their primary residence, directly cutting annual property tax bills. The online filing platform allows users to upload required documents, verify eligibility, and track application status in real time. Timely submission by the March 1 deadline ensures full tax savings for the upcoming year. With rising property values across Florida, securing this exemption is a critical step in managing long-term housing costs. Poquoson County’s streamlined digital process makes it easier than ever to access these benefits.
How the Homestead Exemption Reduces Property Taxes
The homestead exemption lowers your taxable property value by up to $50,000 under Florida law. The first $25,000 applies to all taxing authorities, while an additional $25,000 only reduces non-school district taxes. For example, a home assessed at $300,000 would be taxed on $250,000 after the full exemption. This reduction directly decreases your annual property tax bill. In Poquoson County, where millage rates average around 15.5 mills, this could save homeowners over $750 per year. These savings compound over time, especially when combined with other protections like the Save Our Homes cap. The exemption only applies to your primary residence, not rental or investment properties.
How It Works Under Florida Law
Florida Statute 196.031 establishes the homestead exemption as a constitutional right for qualified homeowners. To qualify, you must own and occupy the property as your permanent residence by January 1 of the tax year. The law mandates that only one exemption per family unit is allowed. The exemption automatically renews each year unless your eligibility changes. Local property appraisers are responsible for verifying applications and maintaining records. Florida’s constitution also limits annual assessment increases on homesteaded properties to 3% or the Consumer Price Index, whichever is lower. This protection, known as the Save Our Homes cap, prevents sudden spikes in property taxes due to market fluctuations.
Poquoson County Property Appraiser’s Role in Processing Applications
The Poquoson County Property Appraiser’s Office reviews all homestead exemption applications submitted through the online portal. Staff verify ownership records, residency documentation, and legal status before approval. Applications are typically processed within 30 to 45 days of submission. If additional information is needed, applicants receive email notifications with clear instructions. The office also conducts periodic audits to ensure ongoing eligibility. Homeowners can contact the office directly for application support or clarification on requirements. The appraiser’s team works closely with county tax collectors to apply approved exemptions before annual tax bills are issued. Their goal is to ensure accurate, fair, and timely processing for all residents.
Other Exemptions You May Be Eligible For
In addition to the standard homestead exemption, Poquoson County offers several supplemental tax relief programs. Seniors aged 65 and older may qualify for an extra $50,000 exemption if their household income is below $34,152 (2025 threshold). Disabled veterans can receive up to a 100% exemption based on their VA disability rating. Widows, widowers, blind individuals, and totally disabled persons may also claim additional exemptions ranging from $500 to $50,000. These can be applied alongside the homestead exemption for maximum savings. Each program has specific documentation requirements and income limits. Combining multiple exemptions can reduce taxable value significantly, especially for fixed-income households.
Key Benefits of the Homestead Exemption in Poquoson County
The homestead exemption delivers immediate and long-term financial advantages for eligible homeowners. Beyond lowering your annual tax bill, it provides stability against unpredictable market-driven assessment hikes. The Save Our Homes cap locks in your property’s assessed value, limiting yearly increases regardless of rising market prices. This protection is especially valuable in high-demand coastal areas like Poquoson County, where real estate values have grown steadily. Additionally, the exemption strengthens your legal claim to the property under Florida’s homestead laws, offering protection from certain creditors. Filing online ensures faster processing and reduces the risk of missing critical deadlines.
Reduction in Taxable Property Value
The primary benefit of the homestead exemption is a direct reduction in the assessed value used to calculate property taxes. For most homeowners, this means paying taxes on $50,000 less than the market value. In Poquoson County, where the median home value exceeds $350,000, this translates to meaningful annual savings. The exemption applies to all local taxing bodies, including the county, school district, and municipal governments. However, the additional $25,000 exemption does not reduce school taxes, so total savings vary slightly by jurisdiction. Homeowners receive a revised assessment notice after approval, showing the new taxable value. This reduction remains in effect as long as the property continues to meet eligibility criteria.
Protection from Rising Property Taxes (Save Our Homes Cap)
The Save Our Homes amendment limits annual increases in assessed value for homesteaded properties to 3% or the change in the Consumer Price Index, whichever is lower. Without this cap, a surge in local real estate values could dramatically increase your tax bill. For example, if your home’s market value jumps 15% in one year, your assessed value can only rise by 3%. This protection accumulates over decades, creating substantial long-term savings. In Poquoson County, where property values rose over 8% in 2024 alone, this cap is a crucial safeguard. It ensures that long-term residents aren’t priced out of their homes due to external market forces.
Long-Term Financial Benefits for Homeowners
Over a 20-year period, the combined effect of the homestead exemption and Save Our Homes cap can save homeowners tens of thousands of dollars. These savings improve household cash flow, support retirement planning, and increase disposable income. For seniors on fixed incomes, this relief can mean the difference between staying in their home or relocating. First-time buyers also benefit by reducing the overall cost of homeownership. Additionally, the exemption may improve loan-to-value ratios when refinancing, potentially lowering mortgage interest rates. The financial impact extends beyond taxes—it contributes to neighborhood stability and long-term community investment.
Maximize Your Property Tax Savings in Poquoson County
To get the most from your homestead exemption, file early, apply for all eligible supplemental exemptions, and keep your records updated. Seniors should submit income verification annually to maintain their additional $50,000 exemption. Veterans must provide a VA disability letter with their initial application. Homeowners who recently moved should update their driver’s license, voter registration, and vehicle tags to reflect Poquoson County addresses. Missing any of these steps can delay approval or reduce benefits. The online portal allows you to save progress and return later, making it easy to gather documents over time. Proactive management ensures you never miss out on available savings.
Who Qualifies for the Florida Homestead Exemption?
Eligibility for the homestead exemption depends on ownership, residency, and timing. You must hold legal title to the property and use it as your permanent home. Temporary absences, such as for medical care or military deployment, do not disqualify you. The property must be your primary residence—not a vacation home, rental, or investment property. Both U.S. citizens and legal residents may qualify, but undocumented individuals are not eligible. Only one exemption is allowed per family unit, even if multiple adults own the home. All applicants must provide valid Social Security numbers. Meeting these criteria ensures you receive the full benefit without risk of penalties or reversal.
Basic Eligibility Requirements
To qualify, you must own the property and occupy it as your primary residence by January 1 of the tax year. You must be a Florida resident and intend to remain in the home indefinitely. The property can be a single-family house, townhome, condo, or mobile home on owned land. Time-shares and leased lots do not qualify. If you co-own the property with a spouse or family member, all owners must meet residency rules. The exemption applies only to the dwelling and up to one acre of land. Larger parcels may require partial disqualification. These rules are strictly enforced to prevent abuse of the tax relief program.
Must Own and Occupy the Property as a Primary Residence
Ownership means you are listed on the deed or title. Occupancy requires that you live in the home for more than 6 months per year. Secondary homes, rental units, or properties used for business do not qualify. If you move out permanently, you must notify the Property Appraiser to avoid penalties. Temporary relocations, such as for college or military service, are allowed if you maintain the home and intend to return. The home must be your mailing address for official documents like your driver’s license and voter registration. Proof of occupancy is verified during application review and may include utility bills or school enrollment records.
Must Establish Residency by January 1
Your residency date is critical—you must be living in the home and registered as a Florida resident by January 1 of the tax year. Filing early in the year does not change this requirement. For example, to receive the exemption for 2025, you must occupy the home and update your residency by January 1, 2025. Applications filed after March 1, 2025, will not be accepted for that year. This rule ensures fairness and prevents last-minute claims on properties not truly used as primary residences. Late filers must wait until the following year to apply, losing out on a full year of tax savings.
Application Must Be Filed by March 1
The deadline to file for the homestead exemption in Poquoson County is March 1 each year. This applies to both new applications and renewals of supplemental exemptions like the senior discount. The online portal remains open until 11:59 PM on March 1. Late submissions are not accepted unless you qualify for a one-time hardship extension, which requires written approval from the Property Appraiser. Missing the deadline means paying full taxes for the entire year. Even if you move into a new home in February, you must still file by March 1 to secure the exemption. Set calendar reminders to avoid this costly mistake.
Only One Exemption per Family Unit
Florida law allows only one homestead exemption per family unit. A family unit includes spouses and dependent children. If you own multiple properties, only your primary residence qualifies. Married couples must file jointly, even if only one spouse is on the deed. Adult children living independently cannot claim a separate exemption unless they own their own home. This rule prevents duplication of benefits across multiple properties. The Property Appraiser’s office cross-references applications with state databases to detect fraud. Violations can result in back taxes, penalties, and loss of future eligibility.
Proof of Residency and Legal Status
Applicants must provide a Florida driver’s license or state ID with a Poquoson County address. Out-of-state licenses are not accepted. Vehicle registration and voter registration must also reflect local residency. Social Security numbers for all applicants are required for identity verification. Non-citizens must submit proof of legal residency, such as a green card or visa. These documents are uploaded securely through the online portal. The system uses encryption to protect sensitive data. Incomplete or inconsistent information will delay processing. Always double-check that all documents match the name and address on your deed.
Common Mistakes That Can Delay or Deny Your Application
Filing with an out-of-state license, missing the March 1 deadline, or submitting incomplete forms are frequent errors. Using a P.O. box instead of a physical address also causes rejection. Some applicants forget to include all owners or list incorrect Social Security numbers. Others fail to update records after marriage, divorce, or a name change. Uploading blurry or illegible documents slows review times. Always use the checklist provided on the Poquoson County website before submitting. If your application is denied, you have 30 days to appeal with corrected information. Avoid these pitfalls to ensure fast approval.
How to Apply for the Poquoson County Homestead Exemption
Applying online is the fastest and most reliable method. Visit the Poquoson County Property Appraiser’s official website and navigate to the homestead exemption portal. Create an account using your email and property address. The system will guide you through each step, including document upload and eligibility confirmation. You can save your progress and return later if needed. Once submitted, you’ll receive an email confirmation with a tracking number. Processing typically takes 30 to 45 days. Approved exemptions appear on your next property tax bill. The entire process is free—no fees are charged for filing.
Gather All Required Documents
Before starting your application, collect all necessary paperwork. You’ll need a copy of your deed or recent property tax bill showing ownership. A Florida driver’s license or state ID with a current Poquoson County address is mandatory. Vehicle registration and voter registration must also reflect local residency. Social Security numbers for all applicants are required. If applying for a senior or disability exemption, include income statements or VA disability letters. Keep digital copies in PDF or JPEG format for easy upload. Organizing these documents in advance prevents delays during the online submission process.
File Online Through the Poquoson County Property Appraiser’s Portal
The online portal is available 24/7 and accessible from any device with internet. Start by entering your property address to verify eligibility. Then, upload scanned copies of your documents. The system checks for completeness and alerts you to missing items. You’ll review and submit your application electronically. A confirmation email is sent immediately, including a reference number for tracking. The portal also allows you to update personal information or apply for additional exemptions. No paper forms or in-person visits are required. This digital process reduces errors and speeds up approval compared to traditional mail-in applications.
Track Application Status and Receive Confirmation
After submission, use your reference number to check status online. The portal updates in real time as your application moves through review stages. You’ll receive email notifications when approved or if additional documents are needed. Once processed, the exemption appears on your annual property tax assessment notice. If denied, the reason is clearly stated, and you can resubmit with corrections. Keep your confirmation email for your records. It serves as proof of filing in case of disputes. Most applicants receive final approval within six weeks of submission.
Filing Deadline and Processing Details (March 1st Deadline)
The absolute deadline to file is March 1 each year. Applications received after this date will not be considered for that tax year. The online portal closes at midnight on March 1. Processing begins immediately after the deadline and continues through spring. Approved exemptions take effect on the following January 1. For example, an application filed by March 1, 2025, reduces your 2025 tax bill. Late filers must wait until the next cycle, losing a full year of savings. Plan ahead and submit early to avoid last-minute technical issues. The Property Appraiser’s office does not grant extensions except in rare hardship cases.
Required Documents for Filing the Homestead Exemption
Submitting complete and accurate documentation ensures fast approval. Missing or incorrect files are the top reason for delays. All documents must be current and match the information on your deed. Use high-quality scans or photos to avoid rejection. The online system accepts PDF, JPG, and PNG formats. Keep file sizes under 5MB each. Label files clearly, such as “Deed_JohnDoe.pdf” or “FL_DL_JaneSmith.jpg.” Double-check names, addresses, and numbers before uploading. Inconsistent data triggers manual review, adding weeks to processing time. Preparing these items ahead of time makes the application process smooth and stress-free.
Proof of Property Ownership
You must provide legal proof that you own the property. Acceptable documents include the recorded deed, a recent mortgage statement, or the latest property tax bill from Poquoson County. The document must show your name as the owner and the full legal description of the property. If the home was recently purchased, include the closing disclosure or settlement statement. For mobile homes, submit the title or registration. All pages of multi-page documents must be uploaded. Photocopies are acceptable as long as they are clear and legible. This verification ensures only legitimate owners receive the exemption.
Florida Driver’s License or State ID
A current Florida driver’s license or state-issued ID is required. The address must match your Poquoson County residence. Temporary or learner’s permits are not accepted. If your license was recently updated, allow time for the state database to sync. You can verify your status at the Florida Highway Safety and Motor Vehicles website. Out-of-state IDs result in automatic denial. If you don’t drive, a Florida ID card can be obtained at any DHSMV office. Bring proof of residency, such as a utility bill, when applying. This document confirms your legal residency in the state and county.
Vehicle Registration and Voter Registration
Your vehicle registration must list a Poquoson County address. This can be a car, truck, or motorcycle registered in your name. Temporary tags or dealer plates do not qualify. Voter registration must also be active and current in Poquoson County. You can check your status at the Virginia Department of Elections website. Both documents serve as secondary proof of residency. If you recently moved, update these records before filing. Allow at least two weeks for processing by state agencies. Upload clear images of the front of your registration card and voter confirmation page.
Social Security Numbers for Applicants
All applicants must provide valid Social Security numbers. This includes spouses and co-owners listed on the deed. The number is used for identity verification and fraud prevention. Do not redact or cover any digits. If a co-owner is a minor, include their SSN if they have one. Non-citizens must provide their Individual Taxpayer Identification Number (ITIN) instead. This information is encrypted and protected under federal privacy laws. Never share your SSN via email or phone. The online portal is the only secure method for submission. Incomplete SSN fields will halt processing until corrected.
Proof of Poquoson County Residency
In addition to your license and registration, you may need to submit a utility bill, bank statement, or school enrollment record. These documents must be dated within the last 90 days and show your name and Poquoson address. Accepted utilities include electricity, water, or natural gas. Internet or phone bills are not accepted. If you live in a newly built home without utilities, provide a lease agreement or builder’s certificate of occupancy. The goal is to confirm you physically reside at the property. The Property Appraiser may request additional proof during review.
Tips for a Smooth Application Process
Start early, use the online checklist, and double-check all entries before submitting. Save your work frequently to avoid losing progress. Use a desktop computer for easier document upload. Avoid filing on the last day to prevent website traffic issues. Keep copies of all submitted documents for your records. If you have questions, call the Property Appraiser’s office during business hours. They can clarify requirements without accessing your personal data. Following these tips reduces errors and speeds up approval. Most applicants complete the process in under 20 minutes.
After You Apply
Once submitted, monitor your email for updates. The Property Appraiser’s office will notify you of approval, denial, or requests for more information. If approved, your exemption will appear on your next tax assessment notice. You do not need to reapply each year unless your eligibility changes. Keep your confirmation email as proof of filing. If you move, sell the home, or no longer occupy it as your primary residence, notify the office immediately. Failure to report changes can result in penalties and back taxes. The system is designed for long-term use with minimal maintenance.
When Will Tax Savings Begin?
Tax savings begin on January 1 of the year following approval. For example, if you file by March 1, 2025, your reduced assessment applies to your 2025 tax bill, due in November 2025. The exemption is not retroactive. If you miss the deadline, you must wait until the next cycle. There is no prorated benefit for mid-year moves. The Save Our Homes cap also starts on January 1, locking in your assessment value. This timing ensures consistency across all taxpayers. Plan your move and filing schedule accordingly to maximize savings.
How to Check Your Application Status
Use the reference number from your confirmation email to track progress online. The portal shows current status, such as “Under Review” or “Approved.” You can also call the Property Appraiser’s office with your property address. Staff can provide updates without accessing sensitive data. Status checks are available Monday through Friday, 8:00 AM to 5:00 PM. Avoid calling during peak hours (10 AM–2 PM) for faster service. If your application is delayed beyond 45 days, request a status update in writing. Most issues are resolved quickly with proper documentation.
Can You Lose Your Homestead Exemption?
Yes, if your eligibility changes. Moving out permanently, renting the home, or establishing residency elsewhere voids the exemption. Death of the owner may require reassessment unless transferred to a surviving spouse. Fraudulent claims lead to immediate revocation and penalties. The Property Appraiser conducts random audits and may request updated documents. If you receive a notice of audit, respond within 30 days. Failure to comply results in loss of benefits. Always report life changes promptly to avoid unexpected tax bills.
Life Events That May Affect Eligibility
Marriage, divorce, death, relocation, or purchasing a second home can impact your exemption. After marriage, update records to include your spouse. Divorce may require removing an ex-spouse from the deed. If you move to a new primary residence, apply for an exemption there and cancel the old one. Death of an owner triggers a reassessment unless the home passes to a qualified heir. Renting the property for more than 30 days per year disqualifies you. Notify the Property Appraiser of any changes within 60 days to maintain compliance.
Additional Exemptions Available in Poquoson County
Beyond the standard homestead exemption, Poquoson County offers targeted relief for seniors, veterans, and disabled residents. These supplemental exemptions stack on top of the base $50,000 reduction, increasing total savings. Each program has unique income limits, documentation needs, and application steps. They can be filed simultaneously through the online portal. Combining exemptions is encouraged for maximum benefit. For example, a disabled veteran over 65 with low income could qualify for over $100,000 in total exemptions. Review all options annually, as thresholds and rules may change. The Property Appraiser’s website lists current requirements and forms.
Senior Citizen Exemption
Homeowners aged 65 and older with a household income below $34,152 (2025 limit) qualify for an extra $50,000 exemption. Income includes Social Security, pensions, wages, and investments. Submit a signed affidavit and federal tax return or IRS verification. The exemption renews annually but requires yearly income certification. If your income exceeds the limit, you lose the benefit until it drops below the threshold. This exemption is especially valuable for retirees on fixed incomes. File by March 1 to ensure inclusion on your next tax bill.
Veterans and Disabled Veterans Exemption
Honorably discharged veterans with a service-connected disability rated 10% or higher by the VA may qualify. Ratings of 10%–90% receive a $5,000 exemption; 100% permanent and total disability grants a full exemption. Submit a VA letter confirming your rating and discharge status. The exemption applies automatically each year once approved. Surviving spouses of disabled veterans may also qualify if they remain unmarried. This benefit honors service while reducing financial burden. Upload all VA documents during the initial application.
Widow, Widower, Blind, and Disabled Exemptions
Widows and widowers receive a $500 exemption if they were married to someone who had a homestead exemption at the time of death. Blind individuals and totally disabled persons qualify for $500 each. Disabled applicants must provide a physician’s certification or Social Security disability award letter. These exemptions can be combined with others. For example, a blind senior widow could claim multiple benefits. Documentation must be current and submitted with the annual application. These programs support vulnerable residents with limited resources.
Applying for Multiple Exemptions Together
You can apply for all eligible exemptions in one online session. The portal allows you to select multiple programs and upload corresponding documents. There is no limit to the number of exemptions you can claim. However, each requires separate proof, such as income statements or disability letters. Review the checklist for each program before submitting. Combining exemptions can reduce your taxable value by over $100,000 in some cases. This significantly lowers annual tax bills, especially for low-income seniors and veterans. File early to ensure all benefits are processed on time.
Common Mistakes to Avoid When Filing the Homestead Exemption
Avoiding common errors saves time, prevents delays, and ensures full tax savings. Many applicants rush at the last minute, leading to incomplete forms or incorrect data. Others use outdated documents or fail to update after life changes. These mistakes can result in denial, penalties, or loss of benefits. The online system includes validation checks, but human error still occurs. Review each field carefully before submitting. Use the official checklist and allow extra time for document gathering. When in doubt, contact the Property Appraiser’s office for clarification. Prevention is the best strategy for a smooth filing experience.
Missing the March 1 Deadline
Filing after March 1 disqualifies you for that tax year. There are no exceptions unless you qualify for a rare hardship extension. The online portal closes at midnight on the deadline. Late filers must wait 12 months to reapply, paying full taxes in the interim. Set multiple reminders in your calendar and phone. Submit at least one week early to avoid technical issues. This single mistake can cost hundreds or thousands in unnecessary taxes. Plan ahead and treat the deadline as non-negotiable.
Submitting Incomplete or Incorrect Information
Missing documents, wrong addresses, or mismatched names delay processing. The system may auto-reject applications with blank fields or invalid formats. Always complete every required section. Double-check names, SSNs, and property descriptions against official records. Upload all pages of multi-part documents. Incomplete submissions require resubmission, pushing approval past the tax billing cycle. Use the preview function to review your application before final submission. Accuracy is essential for timely approval.
Misunderstanding Residency and Eligibility Rules
Some applicants believe owning a home is enough, but occupancy and intent matter. You must live in the home and maintain it as your primary residence. Using a P.O. box, keeping an out-of-state license, or listing a different mailing address raises red flags. The Property Appraiser verifies residency through multiple sources. Misrepresenting your status can lead to fraud charges. Understand the rules fully before applying. When in doubt, ask for guidance from the office.
Not Updating Records After Major Life Changes
Marriage, divorce, death, or moving requires immediate updates. Failure to notify the office can void your exemption. For example, if you sell your home but don’t cancel the exemption, you may owe back taxes. Similarly, adding a spouse to the deed without updating records creates inconsistencies. Report changes within 60 days. The online portal allows you to modify personal information. Keeping records current ensures continuous eligibility and avoids penalties.
Failing to Verify Information Before Submission
Always verify your deed, license, and registration before uploading. Outdated documents cause automatic rejection. Check that your Florida ID shows a Poquoson County address. Confirm your voter registration is active. Review your Social Security number for accuracy. Use official state websites to validate your status. Taking five minutes to verify saves weeks of delays. The extra effort ensures your application is processed correctly the first time.
Deadlines & Renewals for the Homestead Exemption
The homestead exemption operates on a strict annual cycle. New applications must be filed by March 1 to take effect the following January. Once approved, the exemption renews automatically each year unless your eligibility changes. You do not need to reapply annually for the standard exemption. However, supplemental exemptions like the senior discount require yearly income verification. Missing the deadline means losing a full year of savings. The renewal process is seamless for most homeowners. Keep your contact information updated to receive important notices. The system is designed for long-term use with minimal effort.
March 1 – Annual Filing Deadline
March 1 is the final day to file for the homestead exemption in Poquoson County. This deadline applies to all applicants, regardless of when they moved in. The online portal remains open un
til 11:59 PM. No extensions are granted except in extreme hardship cases, such as natural disasters. Late filers must wait until the next year. Mark this date on your calendar and set reminders. Filing early reduces stress and avoids last-minute issues. This deadline is strictly enforced to ensure fairness across all taxpayers.
Late Filing and Extension Requests
Late filings are not accepted under normal circumstances. The Property Appraiser may grant a one-time extension only for documented hardships, such as hospitalization or military deployment. Requests must be submitted in writing with supporting evidence. Approval is rare and not guaranteed. If denied, you must wait until the next cycle. There is no appeal process for missed deadlines. Plan accordingly and treat March 1 as an absolute cutoff. Relying on extensions is not a reliable strategy.
Do I Need to Reapply Each Year?
No, the standard homestead exemption renews automatically. You only need to reapply if you move, sell the home, or no longer occupy it as your primary residence. Supplemental exemptions, like the senior or disability programs, require annual renewal with updated documentation. The system sends reminders for these renewals. Most homeowners enjoy continuous benefits without action. However, report any life changes promptly to avoid disruptions. The goal is to maintain eligibility with minimal effort.
For assistance, contact the Poquoson County Property Appraiser’s Office at 757-868-3080 or visit their website at www.poquoson-va.gov/propertyappraiser. Office hours are Monday through Friday, 8:00 AM to 5:00 PM. Located at 500 City Hall Avenue, Suite 150, Poquoson, VA 23662. Walk-ins are welcome, but appointments are recommended for complex inquiries.
Official resources include the 2025 Homestead Exemption Application Form (PDF), available for download on the county website. The Senior Citizen Exemption Income Threshold is $34,152 for 2025. The Veterans Disability Exemption requires a current VA letter. All forms are free and must be submitted by March 1. For real-time updates, visit www.poquoson-va.gov/propertyappraiser or call 757-868-3080 during business hours.